Paragliding sits firmly in the higher-risk activity tier for most insurers. Tandem flights with a licensed instructor are treated differently from solo/independent flying — here's what to verify.
Tandem paragliding flights with a certified instructor are more commonly included under an adventure/extreme-sports add-on than solo flying. Solo paragliding, especially without local certification, is excluded by a significant share of standard policies.
Whether tandem flights and solo flights are treated as separate activities in the policy.
Whether the operator's certification/licensing satisfies your insurer's conditions.
Altitude and duration limits, if any, stated in the policy wording.
Whether competitive or cross-country paragliding is excluded (it usually is, even if tandem recreational flights are covered).
Note: If you plan to paraglide independently rather than tandem with an instructor, treat this as a materially different risk category and confirm coverage separately.
Quick answer: tandem paragliding flights with a certified instructor are more commonly covered under an adventure add-on than solo flying; independent or cross-country paragliding faces exclusion far more often.
We don't estimate pricing, since it depends on your provider and trip details, but tandem flights typically sit in a lower add-on tier than solo or cross-country paragliding, which is priced (or excluded) as a higher-risk activity. Trip length and destination also factor into any adventure-sports add-on price.
It's generally viewed as lower-risk by insurers because a certified instructor controls the flight, but always confirm your specific policy's terms.
Yes, in principle — EKTA's published activity list names paragliding specifically under their highest-risk "Extreme" tier, so that plan level is required for cover to apply. Confirm current terms directly before booking.
Landing is one of the higher-injury phases of paragliding — confirm your medical coverage applies to the full activity, not just the flight itself, and that there's no separate landing-related exclusion.
No — paramotoring is typically classified separately and at a higher risk tier, sometimes requiring pilot certification for cover to apply. Don't assume standard paragliding add-ons extend to it.
Requirements vary by destination and insurer, but a nationally or internationally recognized paragliding instructor certification is the general standard insurers look for. Ask the operator directly and, where possible, get this in writing.
Review current adventure and sports coverage plans with our partner before you book your activity.